Having credit cards is essential to your credit health. While it may seem that your financial profile would appear healthier if you pay for everything with cash, that definitely is not the case! Your credit rating measures your ability to pay off debt. If you have no debt, lenders have nothing to review regarding your debt repayment history.
There are many other reasons to hold active credit cards. A credit card is often needed to make purchases online. Credit card companies and banks often run competitions where every transaction on your card is a sweepstakes entry. Some companies offer reduced rates or special promo offers such as free shipping if you charge you purchase onto a specified card. And of course there are the rewards cards.
So how do you decide which is the best reward credit card for your needs? Consult our comparison chart of the different reward credit cards offered from American Express and then apply online right from this page!
| LifeStyle Rewards Cards from American Express | |||||
|---|---|---|---|---|---|
| APR varies with credit rating | Annual Fee? | Intro Offer | Benefits | ||
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The Knot Credit Card from American Express. Carry white for your wedding. |
12.24% 14.24% 16.24% |
NO |
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The Nest Credit Card from American Express. For your happily ever after. |
12.24% 14.24% 16.24% |
NO |
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| City Specific Rewards Cards from American Express | |||||
| APR varies with credit rating | Annual Fee? | Intro Offer | Benefits | ||
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Apply Now for the IN:CHICAGO Card from American Express. |
12.24% 14.24% 17.24% 19.24% 20.24% |
NO |
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Apply Now for the IN:LA Card from American Express. |
12.24% 14.24% 17.24% 19.24% 20.24% |
NO |
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Apply now for the IN:NYC® Card from American Express. |
12.24% 14.24% 17.24% 19.24% 20.24% |
NO |
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| Personal Charge Cards from American Express | |||||
| APR varies with credit rating | Annual Fee? | Intro Offer | Benefits | ||
| Personal Hotel Rewards Cards from American Express | |||||
| APR varies with credit rating | Annual Fee? | Intro Offer | Benefits | ||
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Earn Points and Miles with the Hilton HHonors Platinum Credit Cards. |
18.24% |
YES $30 |
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| Hilton Family Hotels include the following brands: Conrad Hotels, Doubletree, Embassy Suites, Hampton, Hilton, Hilton Garden Inn, Hilton Grand Vacations, Homewood Suites, Scandic by Hilton, the Waldorf Astoria Collection | |||||
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Starwood Preferred Guest Credit Card from American Express. Apply now. |
18.24% |
NO |
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| Starwoods Hotels include the following brands: Four Points by Sheraton, Sheraton, W Hotels & Resorts, Le Meridien, The Luxury Collection and St. Regis | |||||
| Personal Travel Rewards Cards from American Express | |||||
| APR | Annual Fee? | Intro Offer | Benefits | ||
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Say good-bye to travel reward restrictions with Blue Sky from American Expr |
13.24% 15.24% 18.24% |
NO |
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Get up to 17,500 Bonus Miles with Gold Delta Sky Miles Credit Card. |
18.24% | YES $85 or $301 |
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| Personal Cash Back Cards from American Express | |||||
| APR | Annual Fee? | Intro Offer | Benefits | ||
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Up to 5% cash back with Blue Cash® from American Express. |
13.24% 15.24% 18.24% |
NO |
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| Personal Savings Cards from American Express | |||||
| APR varies with credit rating | Annual Fee? | Intro Offer | Benefits | ||
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One from American Express®. Add to your savings with virtually every pu |
14.24% 15.24% 16.24% | YES $35 |
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| Business Cards from American Express | |||||
| APR varies with credit rating | Annual Fee? | Intro Offer | Benefits | ||
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Apply now for the American Express® Business Green Rewards Card from OP |
YES $95 |
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Earn 40,000 Points or More in One Year with the Business Gold Rewards Card from American Express®. |
YES $125 |
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JetBlue Business Card from American Express |
18.24% |
YES $40 |
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1 - $30 annual fee is charged for the Consumer Delta SkyMiles Gold Card provided the member is the holder of an American Express ChargeCard in good standing